- Don’t apply for, or open, any new credit cards, increase credit limits, or apply for any other loans. Don’t respond to free offers for credit or department store discounts.
- ANY activity on your credit (even minor) will need to be explained and documented and may affect your loan approval.
- All deposits into your bank accounts (other than payroll) are questioned during the process and will need to be documented. Call us for assistance if you have already made a deposit.
- Continue to pay your bills on time throughout the mortgage process.
- Notify us if anything changes with your income/employment, assets or credit situation so we can assist and guide you.
www.atlanticbay.com/melinamariotti